Turn loss runs into decision-ready insight without manual entry
Request demoAppulate reads loss runs and experience modification worksheets, extracts the relevant data, and organizes it into a clear, consistent loss history overview.
Underwriters can quickly review claims, paid amounts, reserves, expenses, and experience modification factors without manually searching documents, preparing spreadsheets, or reentering data.
One organized view of the insured’s loss experience
Loss information often arrives across multiple documents, carriers, policy years, and formats. Appulate automatically structures that information so underwriters can spend less time preparing the data and more time evaluating the risk.
Information can include:
Policy year and carrier
Annual premium
Claim count and status
Medical only and indemnity claims
Amounts paid and outstanding reserves
Claim expenses
Claim dates and descriptions
Experience modification factors
Claims can be reviewed across policy years and carriers, with totals and supporting details available in one consistent view.
From loss documents to underwriting review
Ingest and extract
Appulate captures policy, premium, claim, payment, reserve, expense, and status information directly from loss runs and experience modification worksheets, with no IT intervention required.
Organize and review
Extracted information is standardized for review, making it easier to examine individual claims, compare totals, and identify missing years or incomplete information.
Move data downstream
Structured loss history data can be reviewed in Appulate or delivered through an API into underwriting, rating, policy administration, and other core systems.
Focus on the risk, not data preparation
Loss History Analysis & Automation helps underwriters:
Reduce manual data entry and spreadsheet preparation
Improve consistency and reduce transcription errors
Review loss experience across multiple years and carriers
Identify missing or incomplete information sooner
Evaluate claim frequency, severity, and trends more efficiently
Send structured loss data into connected systems